:root{--red:#e62d47;--red-d:#c21933;--ink:#1c1c1c;--mut:#5a5a5a;--bg:#fff;--card:#fafafa;--line:#e6e6e6}
*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--ink);font-family:"Segoe UI",system-ui,sans-serif;line-height:1.6}
a{color:inherit;text-decoration:none}img{max-width:100%;height:auto;display:block}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}
header.site{position:sticky;top:0;z-index:50;background:var(--red);border-bottom:4px solid var(--red-d)}
.top{display:flex;align-items:center;justify-content:space-between;height:58px}
.logo{display:flex;align-items:center;gap:9px;font-weight:900;font-size:1.2rem;color:#fff}
nav.main{display:flex;gap:14px;align-items:center;font-size:.93rem;font-weight:700}
nav.main a{color:#fff;padding:6px 8px;border-radius:5px}nav.main a:hover,nav.main a.active{background:rgba(255,255,255,.18)}
.nav-toggle{display:none;background:none;border:0;font-size:1.6rem;color:#fff;cursor:pointer}
.btn{display:inline-block;background:var(--red);color:#fff;padding:12px 26px;border-radius:8px;font-weight:800;transition:.15s}
.btn:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(230,45,71,.3)}
.btn.ghost{background:transparent;color:var(--red);border:1.5px solid var(--red)}
.btn.sm{padding:7px 14px;font-size:.84rem;background:rgba(255,255,255,.2)}
.hero{padding:64px 0;background:linear-gradient(160deg,#e62d47 0%,#c92a3f 60%,#a01e2f 100%);color:#fff}
.eyebrow{display:inline-block;color:#ffd7dd;font-weight:800;letter-spacing:.14em;text-transform:uppercase;font-size:.76rem;margin-bottom:14px}
.hero h1{font-size:clamp(2rem,5vw,3.4rem);line-height:1.12;font-weight:900}
.hero .sub{margin:18px 0 0;max-width:680px;color:#ffd7dd;font-size:1.07rem}
.hero .sub strong{color:#fff}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.catrow{display:flex;gap:10px;flex-wrap:wrap;align-items:center;margin-top:34px;color:#ffc9d2;font-size:.9rem}
.catrow span{font-weight:700}
.catrow a{background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.25);padding:6px 14px;border-radius:999px;color:#fff;font-weight:600}
.catrow a:hover{background:#fff;color:var(--red)}
.blk{padding:54px 0}section.blk.alt{background:#f5f5f5}
h2.sec{font-size:1.6rem;font-weight:800;margin-bottom:10px}
p.sec-sub{color:var(--mut);margin-bottom:28px;max-width:660px}
.grid{display:grid;gap:20px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:22px;box-shadow:0 4px 12px rgba(0,0,0,.04)}
.card h3{font-size:1.05rem;margin-bottom:8px}.card p{color:var(--mut);font-size:.94rem}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:start}
.panel{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:22px}
.ph-line{padding:12px 0;border-bottom:1px dashed var(--line);font-size:.95rem}.ph-line:last-child{border-bottom:0}
.ph-line b{display:block;margin-bottom:2px}.ph-line span{color:var(--mut)}
.narrow{max-width:840px!important}
details.faq{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:15px 18px;margin-bottom:12px}
details.faq summary{font-weight:700;cursor:pointer}.details.faq .a{margin-top:9px;color:var(--mut);font-size:.95rem}
details.faq .a{margin-top:9px;color:var(--mut);font-size:.95rem}
.phead{padding:48px 0 26px;background:var(--red);border-bottom:4px solid var(--red-d)}
.phead h1{font-size:clamp(1.9rem,4.2vw,2.8rem);font-weight:900;color:#fff;line-height:1.15}
.lede{margin-top:14px;max-width:700px;color:#ffd7dd;font-size:1.03rem}
.crumb{font-size:.85rem;color:#ffd7dd;margin-bottom:16px}.crumb a{color:#fff;text-decoration:underline}
footer.site{background:#111;color:#999;padding:40px 0}
.ft{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}
.ft .logo{color:#fff;margin-bottom:10px}.ft p{max-width:340px;font-size:.9rem}
.ft nav{display:flex;flex-direction:column;gap:8px;font-size:.92rem}.ft nav a:hover{color:#fff}
@media(max-width:880px){
 nav.main{position:fixed;top:58px;left:0;right:0;background:var(--red);flex-direction:column;padding:18px 22px;gap:12px;border-bottom:4px solid var(--red-d);display:none}
 nav.main.open{display:flex}.nav-toggle{display:block}
 .split{grid-template-columns:1fr;gap:26px}.g3{grid-template-columns:1fr}
 .ft{flex-direction:column}
}
@media(max-width:480px){.g2{grid-template-columns:1fr}}

nav.main .btn{white-space:nowrap}
nav.main a{white-space:nowrap}
@media(min-width:881px){nav.main{flex-wrap:nowrap}}

.hero .btn.ghost{color:#fff;border-color:rgba(255,255,255,.85);background:rgba(255,255,255,.14)}
nav.main{font-size:.85rem!important;gap:12px}
.logo{font-size:1.02rem!important}
nav.main .btn{font-size:.8rem!important;padding:7px 13px!important}